Here’s a Big Win in the Fight Against Student Loan Forgiveness Scammers

Student loan borrowers in California may see some financial relief now that the Federal Trade Commission (FTC) has settled a complaint against a scammer.

Student Debt Relief Group, based in Los Angeles, convinced consumers to pay up to $1,000 to enroll in fake government programs, according to the FTC. Then, the company charged consumers monthly fees toward their student loans.

But the FTC claims none of those fees went toward actual student loan payments. And the government programs they were supposed to be enrolled in? Consumers could have signed up for those on their own for free.

The operation stole more than $7.3 million from consumers, the FTC says.

“To prevent customers from discovering the scam, the defendants cut consumers off from their loan servicers and the Department of Education by instructing customers to stop all communication with those entities,” the FTC alleged in a release. In many cases, borrowers’ Social Security numbers and Federal Student Aid (FSA) ID numbers were compromised.

The proposed settlement order bans Student Debt Relief Group from “engaging in any type of debt relief activities.” It has a pretty big bill to pay, too: More than $2.3 million will go back to affected consumers.

Don’t Miss This Season of Operation Game of Loans

This complaint was part of a recent FTC initiative called Operation Game of Loans. Working with 11 states and Washington, D.C., the FTC is going after illegal student loan repayment programs.

The FTC settled charges with another alleged student loan scammer in May.

Scams can be hard to spot, but the FTC has a few tips for avoiding them:

  • Never pay upfront fees.
  • Never share your FSA ID.
  • Don’t believe anyone who promises they can get your loans forgiven.

If you have federal student loans, “there’s nothing a company can do for you that you cannot do yourself for free,” the FTC warns.

Think you’ve been a victim of a scam? File a complaint with the FTC, the Consumer Financial Protection Bureau and your state’s attorney general.

Lisa Rowan is a senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Please follow and like us:
onpost_follow

Comments

comments

18 thoughts on “Here’s a Big Win in the Fight Against Student Loan Forgiveness Scammers

  1. TULIP HIFU療程屬非侵入性及非手術的緊膚修身治療,獲歐盟CE、韓國KFDA、GMP、ISO9001、ISO13485等認證,安全可靠。 Tulip的DUAL HIFU精細技術,對面部和眼部治療特別有效;另外,TULIP FB有的13mm及7mm STAMP蓋印式治HIFU治療頭設計,眼、面以外部位,同時具「造身」效果。TULIP【DUAL HIFU高能量聚焦超聲波平台】【特點】- 非手術、非侵入性緊膚治療- 適用於任何膚色肌膚- 治療更精確、更安全- 備有7mm及13mm治療頭,可收緊腹部、臀部、手臂等鬆弛肌膚 【治療目的】- 緊緻肌膚- 提升輪廓- 減淡皺紋- 重塑輪廓線條- 嫩膚亮肌- 提升下垂眼部- 重塑身體線條 (用於7mm/13mm修身治療頭)- 重點減少脂肪細胞 (用於7mm/13mm修身治療頭)

  2. 來自瑞士的Teosyal®透明質酸,是由世界第三大以透明質酸為基礎的TEOXANE藥廠研發。Teosyal ®Redensity II® 是專門為眼部肌膚而設計的透明質酸。屬於半鏈結透明質酸的Redensity II® ,輕微吸濕力可減少水腫。 半鏈結透明質酸的柔軟度較高,於注射之後不會產主粒狀問題。可撫平中度皺紋,主要用於淚溝、額紋、手部填充、木偶紋、豐唇、耳珠、太陽穴、人中、面頰填充、虎紋

  3. Ellanse洢蓮絲(依戀詩)是一款荷蘭與英國共同研發的的新型真皮填充劑,是由30的25-50微米(µm)的聚己內酯(polycaprolactone, PCL)完美微型正圓晶球,以及70的PBS-生物降解材料(carboxymethylcellulose, CMC)製成的凝膠體,這些成分都是通過FDA(美國食品藥品監督管理局)和歐洲CE認證的安全成分,在人體內水分和二氧化碳作用下可以完全被分解吸收和排出的安全物質,對人體不會產生過敏反應,因此治療前不需經過敏檢測,在使用上幾乎不產生副作用。

  4. 關于Ion Magnum技術: 它的作用是加快脂肪代謝而轉化成肌肉。專業設計的微電流模擬大腦到肌肉的正常神經傳導。乙醯膽鹼及ATP(産生能量的物質)都是由神經末梢釋放的。神經元共振導致神經末梢持續不斷的釋放ATP,甚至能達到正常釋放量的500。 Ion Magnum應用的是世界定級的神經生理學技術,它加快脂肪燃燒的速度,增强肌肉收縮,提高基礎代謝率(指的是你靜息狀態下消耗卡路里的速率)。複雜的微電流包含2000次與正常生理過程的相互作用,由此達到人體自然狀態下所不能達到的效果。它可以加快能量的轉化,增强體力和運動能力。 Ion Magnum目前由位於英國的創新科學研究中心開發、製造,該中心是由歐盟提供資金支持的。該設備及其組件均是由英國頂級的科學家手工製作的。該産品有CE標志,CE標志是歐洲共同市場的安全標志。 Ion Magnum基於最新的起搏器技術。

  5. ~100 預防高危致癌的 HPV 16、18 型號 (可減低 70 患子宮頸癌的風險) ~100 減低引致生殖器官濕疣 (俗稱「椰菜花」) 的 HPV 6、11 型的感染 (可減低超過 90 患生殖器官濕疣的風險) HPV4合1子宮頸癌疫苗 Gardasil HPV病毒會感染人類的皮膚及黏膜,一般會透過性接觸及親密的皮膚接觸而受到感染,是一種男性與女性都可能感染的常見病毒。可感染身體各個部位的HPV超過100種,當中有部份的HPV類型可影響生殖器部位,導致生殖器疣(genital warts) 、子宮頸細胞異常(abnormal cervical cells) ,甚至子宮頸癌 (cervical cancer)。 4合1 HPV 子宮頸癌疫苗,覆蓋4種高危HPV病毒:6、 11、16及18型(約70的子宮頸癌由HPV16和HPV18病毒引致),有助預防子宮頸癌、外陰癌、陰道癌及生殖器官濕疣

Leave a Reply

Your email address will not be published. Required fields are marked *