Get a Free Lyft Ride Home If You’re in One of These 9 States

Want a free ride home after a night out one weekend? If you live in Texas, New York, Colorado, Illinois, Florida, Massachusetts, Pennsylvania, Missouri, Georgia or Washington, D.C., Lyft can help.

The ride-share company teams up with Budweiser to offer two $10 credits toward rides between 5 p.m. and 5 a.m. local time on Thursday, Friday and Saturday nights through the end of 2017. The expanded partnership is an effort to get customers safely to and from their destinations.

How to Get Free Lyft Rides Every Weekend

To get the Lyft URL for your two $10 credits, visit Budweiser’s Facebook or Instagram page every Thursday at 2 p.m.. Keep in mind the URL changes periodically, so make sure to check Budweiser’s social media pages for the latest link.

The credits are good for rides taken between 5 p.m. and 5 a.m. on Thursday, Friday or Saturday nights.

You may use the credit for Lyft rides in the following states:

  • Texas
  • New York
  • Colorado
  • Illinois
  • Florida
  • Massachusetts
  • Pennsylvania
  • Missouri
  • Georgia
  • Washington, D.C.

Why Take a Ride on Bud?

Lyft and Budweiser first joined forces in 2016 to curb drunk driving. Last year, Budweiser donated $1 to safe-ride programs every time someone used the hashtag #GiveaDamn.

“This partnership encourages passengers to make the right choice about how they get home and celebrates the drivers who make it possible.”​ Budweiser declared in a blog post announcing the expanded partnership.  

This offer is limited to 10,000 round-trip rides each weekend, so we suggest visiting the site at exactly 2 p.m. on Thursdays to get your credits. With your credits in hand, you can make some awesome plans for the weekend.

Lisa Rowan is a writer and producer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

UPS is Hiring About 95,000 People to Help Out During the Holidays

Because I live in Florida, snow doesn’t signal the approach of the holidays.

Rather, it’s the frequency of UPS trucks I see roaming my neighborhood. Those brown trucks could be Santa’s sleigh as far as I’m concerned. The “beep-beep” I hear each time the truck backs up is basically a Christmas carol.

Yeah, yeah. I’m totally feeding into the consumerism mentality that we need to get away from during the holidays, but there is a bright side to this.

UPS is on a seasonal holiday hiring binge.

The package delivery giant is working to fill nearly 95,000 seasonal positions worldwide from November to January.

Currently, over 2,000 seasonal positions are available on its job page.

If this isn’t the type of job you’re looking for, be sure to check out our Jobs page on Facebook. We post new opportunities there all the time.

What Type of Seasonal Jobs Does UPS Need Me to Do?

The jobs vary.

But a popular one is the driver helper. Basically you’ll ride along with drivers and help out with some heavy lifting.

And you won’t just be delivering packages; you’re also “delivering merriment and cheer throughout the holiday season,” according to the job listing.

Even better, the job is flexible: “It’s perfect for college students who return home (or remain on campus) during winter break. It’s a great opportunity for a stay-at-home parent looking for serious cash as the holiday season approaches.

Other positions include drivers, mechanics, package handlers and mechanics.

What Happens When the Season is Over?

You can go back to your life.

Or you could — and maybe should — consider a full-time job with UPS.

“Over the last three years, 35 percent of the people UPS hired for seasonal package handler jobs were later hired in a permanent position when the holidays were over,” UPS’s press release states.

With that, you’d get solid pay and benefits. These include a competitive salary; medical, dental and vision insurance; a discounted stock purchase plan; a 401(k); and tuition assistance.

How Can I Get In on the UPS Hiring Spree?

Head on over to UPS’s job page and search “seasonal.” You can narrow your search by looking in your city.

If there isn’t a job open near you yet, sign up for a job alert. You can enter your area of interest and location, and you’ll get a job delivered to your inbox.

Carson Kohler (@CarsonKohler) is a junior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

Equifax Got Hacked Back in March, but You Probably Never Heard About it

Consumers were surprised when Equifax announced a large-scale hack to the public in September, despite having learned of the breach way back on July 29. The hack exposed a security gap that led to the theft of 143 million consumers’ financial information. Investigators later learned the hackers accessed data as far back as mid-May.

Now, new details have emerged that show Equifax was hacked in an unrelated attack back in March.

A spokesperson from Equifax said of the first breach in a statement: “Earlier this year, during the 2016 tax season, Equifax experienced a security incident involving a payroll-related service. The incident was reported to customers, affected individuals and regulators. This incident was also covered in the media. The March event reported by Bloomberg is not related to the criminal hacking that was discovered on July 29.”

The spokesperson said that Mandiant hasn’t found any evidence connecting the two breaches. The earlier breach affected payroll product TALX, an Equifax subsidiary, and was primarily reported on by security writers Brian Krebs and Graham Cluley based on notifications obtained from affected customers.

Bloomberg reported that the initial breach in March 2017 led the credit bureau to hire a security firm to investigate. That initial investigation by security firm Mandiant concluded in May, according to Bloomberg.

The second breach exposed birthdates, Social Security numbers and credit card numbers. It affected around 40% of American consumers and took place between May and July 2017.

Mandiant also investigated the second breach, which Equifax announced Sept. 7.

“Equifax’s internal investigation of this incident is still ongoing and the company continues to work closely with the FBI in its investigation,” an update on Equifax’s security site says of the more recent hack.

Well, Now the Government’s Looking at the Equifax Hack

On Sept. 15, Equifax announced that its chief information officer and chief security officer were retiring.

Bloomberg notes that the stock sale by three Equifax executives in early August may be examined further as new details about the beach’s timeline emerge. The sold shares were worth more than $1.8 million combined. Another similar transaction took place in May, according to Bloomberg. The U.S. Department of Justice is investigating those transactions for insider trading conflicts.

We All Have Trust Issues, Right?

Whether you were impacted by this summer’s Equifax hack or not — we show you how to find out if you were affected — it can feel like each new day brings a new challenge for U.S. financial institutions. Start adding them up, and a culture of distrust can develop. Earlier this year, Equifax was forced to pay $3.8 million for various violations, including serving customers ads while they viewed their free annual credit reports.

The latest security breach and rumors of insider trading don’t help the Equifax brand one bit, especially after consumers have complained about how difficult it is to get breach-related assistance.

“What makes the situation especially awful is that you never had much choice about entering into a relationship with Equifax,” Pat Regainer and Suzanne Woodley wrote in Bloomberg Businessweek.

You choose a bank, a mortgage company and a credit card brand, but you never choose to be listed in the three credit bureaus, they explain. You can either live off the financial grid or be a part of this mess. There is no middle ground.

Add in millennial skepticism — they don’t trust much of anyone in the financial world — and you have a more complicated reputation quandary than anyone may have predicted.

Lisa Rowan is a writer and producer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

These Strategies Can Keep Money From Running Dry at the End of the Month

When you live paycheck to paycheck, the end of the month can be a tough time. (Case in point: the way we celebrate those months with an extra Friday — woot!)

Regardless of when or how frequently you’re paid in the month, those last few days can get tight. You’ve poured all your money into monthly bills and expenses, and now next month’s rent is right around the corner.

We know you’re doing your best to budget with what you’ve got — but what happens when that’s not enough?

How to Make Extra Money to Boost Your Bank Account

When you can’t stretch what you’ve got any further, get creative to add money to your bank account.

Here are some clever ways to bring in a little extra cash so you’re not running out of money at the end of the month.

1. Look for Money in Hidden Places (Not the Couch Cushions)

We’re not saying you should stop digging in couch cushions for loose change — just expand your search a little.

Items you would normally throw away could be worth a few bucks that’ll pad your bank account each month.

Look how this guy made $1,500 in a year collecting aluminum cans from his company’s break room. That’s a spare $125 a month!

Here are seven more wacky things in your trash that could earn you cash. For example, did you know you could find a website dedicated to selling your used moving boxes? What a great way to reduce waste and make money!

Finally, here’s a fun secret our readers love. The $1 bills in your wallet could be worth thousands of dollars. Just check for these sought-after serial numbers.

2. Save Your Shopping for When Everything Is on Sale

Do you waste money impulse shopping? You could save a lot — without giving up those purchases — by buying only when they’re on sale.

Enter Shoptagr, a mobile app and browser extension that keeps an eye on prices for you.

It lets you save items from over 1,600 online retailers to a single wish list. Then it notifies you in real time when an item goes on sale. Shoptagr will even watch items in a specific size and color, so you don’t have to settle for second best just to save money.

Online shopping prices are constantly fluctuating. Make sure you’re not overspending just because you’ve got an itchy “buy now” finger.

Here’s the link to sign up with Shoptagr.

3. Turn Your Spare Room Into Cash

Have a spare room? Might as well use Airbnb to make some money with it.

If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.

Taking a few simple steps can make the difference between a great experience and a less-than-satisfactory one.

Here are a few tips:

  • Make your space available during high-demand times in your area. Think: concerts, conventions and sporting events in your area.
  • Be a good host, and make sure your place is stocked with the toiletries you’d expect at a hotel — toilet paper, soap and towels.
  • Be personable. A lot of travelers turn to Airbnb for the personal touch they won’t find at commercial properties.

Here’s the link to sign up as an Airbnb host.

(Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

4. Get a Refund for Things You’ve Already Bought

Can’t hold off on that purchase for a big sale? Do the next best thing: Buy it now and get a refund next time the price drops.

Your secret weapon here is an app called Earny. It scans your emails for receipts, looking for online purchases from participating retailers like Amazon and Target. Then it tracks competitor prices for items you purchased and gets you money back when it finds a better price.

Earny takes advantage of retailers’ price-match policies to negotiate a refund on your behalf. So you don’t have to do anything — just wait for a notification that you’ve earned cash back.

You’ll get a refund via your original payment method, store credit or a check in the mail, and Earny keeps a 25% “success fee,” only when it saves you money.

5. Earn Cash Back on Everything You Buy

Make sure when you spend money you’re at least making something back in return. With a cash-back credit card, you can do just that.

Try, for example, the Barclaycard CashForward™ World Mastercard®. With this card, you can get 1.5% cash rewards on every purchase — no restrictions. You can also snag a $200 bonus if you spend $1,000 within 90 days of opening the card. Oh, and there’s no fee.

You can redeem your rewards every time they reach $50 — plus, you’ll get a 5% bonus towards your next redemption. So, if you spend about $1,000 a month on the card, that’s an extra $200 a year.

Check out this list to explore more cash-back cards with no annual fees.

6. Earn Rewards for Shopping With Any Debit or Credit Card

There’s a new rewards platform on the market. Drop is a financial tech company that rewards you for your purchases.

As a Drop user, you’ll link your credit and debit cards. When you make a purchase with a participating retailer — like Walmart and Starbucks — you’ll automatically earn points.

You can cash in your points for gift cards to popular retailers like Amazon.

It’s the ultimate loyalty card — without the card.

Penny Hoarders must use a special code “backtoschool”. You’ll automatically score 5,000 points, which is equivalent to $5.

7. Eliminate Your Hidden Expenses

We all sign up for stuff. Sometimes it’s easier to put subscriptions on a recurring payment and forget about it — looking at you, Netflix.

From entertainment to razors to toothbrushes to magazines, we’re all about the set-it-and-forget-it convenience of the subscription model.

But that “forget it” part can end up costing you a lot of money.

To keep track of everything you sign up for, check out an app called Trim. Once you sign up and connect your bank account and phone number, it analyzes your transaction history for recurring payments.

Trim lets you know when it finds a new subscription and helps you cancel any you don’t want to keep. This is a good time to rethink that gym membership you haven’t used since January.

To get rid of it — sans judgment from that buff guy at the front desk — sign up for Trim here.

8. Earn Extra Money in Your Spare Time

Need a fun, flexible way to earn money while also meeting lots of new people?

Try driving with Lyft!

Demand for ridesharing has been growing like crazy, and it shows no signs of slowing down. To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

We talked to Paul Pruce, who’s been driving full-time with Lyft for over a year. He earns $750 a week as a driver.

Best of all, he does it on his own time. You can work days, nights or weekends — it’s up to you!

Since it’s simple to switch between apps, many Lyft drivers also sign up as a driver partner with Uber.

As an Uber contractor, you’re responsible for setting your schedule and motivating yourself to work — no one is keeping tabs on you. Your earnings will be calculated by adding a base fare, plus time and distance traveled after your pickup, and Uber charges a service fee (20-35% depending on your city).

If you want to give it a try there are a few things to keep in mind. You must be at least 21 years old, have three years of driving experience, have an in-state driver’s license, a clean driving record and be able to pass a criminal background check.

9. Sell Your Stuff

When you’re short on cash, start looking to the back of your closet and in the depths of your attic or basement. No, you probably won’t find cash hidden there (bonus if you do!). But you’ll probably find a bunch of things you don’t use anymore.

A lot of people see this clutter and start plotting a garage sale to earn extra money. The prospect is tempting — but a garage sale might not be worth your time.

Try these alternatives to sell your stuff online or in town to earn more money with less hassle than hosting a full-blown garage sale.

Apps like Letgo and Decluttr make it super easy to sell your stuff without sitting in the front yard and dealing with strangers all day.

Good luck Penny Hoarders — we really hope these tips help you keep from running out of money!

Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which The Penny Hoarder receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available credit card offers or all credit card issuers.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

Got a Dollar? We Found Some Surprisingly Smart Ways to Use It

What can you buy for a dollar? When you think of what you could do with it, do you think of things like…

  • Stick it in a change jar, and think about it when you’ve gathered 20 of them?
  • Gift it to a toddler, who doesn’t yet know the value of money?
  • Fold it into an origami bowtie?
  • Use it as a bookmark, instead of spending $3 on an actual bookmark?

The dollar alone doesn’t seem very valuable these days. Can it even buy you anything in the vending machine down the hall? (We’ll wait.)

OK, now that you’re back, let’s redeem the almighty dollar. If you know where to look, it could go a long way.

Here are six surprisingly valuable things you can do with just $1.

1. Give Any Room a Makeover

Hit up a dollar bin at just about any craft store — or general retailer like Target and Walmart — and pick up supplies for your next project.

For example, you can liven up your living room by re-upholstering old throw pillows with fabric from the $1 bin at Joann’s.

Get creative! Materials like popsicle sticks, cork boards and yarn can go a lot further than you might think. Here are a few DIY projects you can create using these affordable components.

2. Start Investing (No, We Mean It!)

When you don’t have a lot to begin with, investing to grow your money seems like a far-off goal. But new micro-investing apps let you dip your toes in this once-rich-man’s game and put your money — no matter how little — to work.

For example, the Clink investment app lets you invest in the stock market with as little as $1 a day.

The smallest amount you can invest is $1 a day, which Clink automatically withdraws from your checking account. You can also choose to invest larger amounts on a daily, weekly, bi-weekly or monthly basis

Or, link your credit card, and have Clink invest a percentage of what you spend — so you can make sure you’re balancing your spending habits with smart savings!

Clink charges $1 a month, but also offers a $5 signup bonus — which is like getting five months free.

To get started, download the app here.

3. Enjoy 45 Days of Hulu

Tired of your smug friends looking down their noses at you and your common cable subscription? Take the leap into the 21st century, and give Hulu a shot.

The service normally costs $7.99 a month, but if you sign up for Groupon, you can get this exclusive deal: 45 days of Hulu Limited Commercials for $1.

You can watch tons of popular shows streaming on Hulu the day after they air, plus entire series, including past seasons of current shows like “Modern Family” and classics like “The Twilight Zone.”

Hulu is also making its mark in the original content game, with exclusive series like “Behind the Mask” and “Difficult People.”

The basic subscription is ad-supported, and you can upgrade to the $11.99 a month No Commercials plan to watch everything ad-free and really stick it to your no-TV friends.

Here’s the link to sign up for Groupon.

4. Buy Dinner at Jimmy John’s Every April

Fans line up for this deal every year. It happened in April its first two years, so mark your calendar for 2018!

To say thanks to us, the eaters of sandwiches, Jimmy John’s sells select subs for just $1 on Customer Appreciation Day. Lnes are long, but at least you get to connect with other JJ fans while you’re there!

5. Wash It Down With a Soda From McDonald’s

Earlier this year, McDonald’s tried to lure us back in with a simple move: It charges just $1 for any size soft drink and $2 for select McCafe drinks.

I like the sound of that deal, Ronald, but I don’t know if it’s enough to get me gobbling a McFish instead of Whole Foods salmon anytime soon. Times, they are a’changin’.

But if you like a bargain, this one’s tempting. And once you’re close, you won’t be able to resist the smell of the fries. Thankfully, rumors say the restaurant will bring back our beloved Dollar Menu any day now

5. Buy a Boat

OK things are getting kind of crazy now, but stick with us. This is really cool.

This couple bought a used boat through Craigslist… for $1. Does it sound too good to be true? Yes. Is it, actually? Yes, but only kind of.

Roxy and her husband found a boat they loved that was listed for $3,500. Then they waited. And waited. Finally, when they knew the seller would be desperate, they offered to take it off his hands for a measly $1. He accepted.

They had to put in some elbow grease to repair the thing — and the deal came with the stipulation they’d pay some slip fees for the old owner. But they still got a killer deal on the thing for that $1 down payment.

Are you going to find someone willing to sell a boat for $1? Not super likely (but tell us if you do!). But you should read Roxy’s tips to get a great deal like this on your next big-ticket purchase.

6. Rent an RV

Have you heard of RV relocation deals? If you’re a frequent road-tripper, you’ve got to check this out.

Rental companies have to move vehicles around to meet demand in certain cities.

If a glut of vehicles has made their way to New York — but not back to Indiana, Colorado or Washington — those other locations have to somehow be restocked.

Instead of taking on the full expense of sending an employee to drive a vehicle across the country, companies rent their vehicles to you. In exchange for sticking to their schedule and destination, you get a steep discount.

You can find relocation deals for RVs, as well as cars, trucks and campervans.

Pretty cool deal, right?

Stretch Every Dollar

Sure, some of these ideas are wacky, and some may not fit your needs (or your diet). But it’s important to get back to basics and realize the — sometimes surprising — value of that little $1 bill.

Keep an eye out for deals, think outside the box and don’t ever settle for paying the first price you see. That’s how a Penny Hoarder lives a rich life, even on a tiny budget.

Dana Sitar (dana@thepennyhoarder.com) is a senior writer/newsletter editor at The Penny Hoarder. Say hi and tell her a good joke on Twitter @danasitar.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

From Math to History, These 8 YouTube Channels Are for Learners of All Ages

You’ve heard this before, but it bears repeating: School is a lot different than it used to be.

I’m not talking about walking to school uphill, both ways, through six feet of snow without shoes; I’m talking about which subjects are taught, and more importantly, how they’re taught.

I used to hear jokes about the “new math” and thought those people were crazy. Then my own children hit the higher elementary school years, and I felt their pain. And my son’s algebra? It’s been a couple of decades since I had to use letters as numbers, so I wasn’t much help to him.

Luckily, there’s YouTube. YouTube has a lot of educational channels that cover a wide variety of topics. When my kids and I are scratching our heads about homework, I can search these educational YouTube channels for the answers we need.

It’s Okay to Be Smart

The name of this educational YouTube channel perfectly fits the casually curious nature of its videos. It’s Okay to Be Smart has live-action videos that are combined with slick animations to create a TV-worthy channel.

Host Joe Hanson, who has a Ph.D. in biology, explores a wide variety of topics. Some of this topics are common, like why beavers are so smart, but his infectious enthusiasm gives them a unique spin. Other topics are out of left field, like Why Salt & Pepper? which looks at the history of these common table spices and why they’re paired together.

Most of the videos are around five minutes long, and they are terribly entertaining.

CGP Grey

CGP Grey hosts an educational YouTube channels that’s slightly different from the others. He covers a lot of different subjects, like geography, history and politics, but he doesn’t just stick to the facts. Frequently, Grey offers up one of the world’s problems, along with his opinion on how to fix that problem.

For instance, in his video The Trouble with the Electoral College, he makes it pretty clear that he thinks the popular vote should be the only vote that counts in the United States.

Several of his videos, which last between five and 10 minutes, are presented in a tongue-in-cheek way that gives them a fresh angle. One example is How to Become the British Monarch.

TED-Ed

No doubt, you’ve heard of TED Talks, those videos where someone shares their mind-blowing ideas while wearing a high-tech headset. Well, the TED organization also has an educational YouTube channel called TED-Ed.

Just like TED Talks, TED-Ed uses a combination of technology, entertainment and design to tackle important subjects in an impactful way. TED-Ed videos talk about culturally significant subjects, like how drugs affect the brain. But some videos are more trivial, like how the bendy straw was invented.

TED-Ed videos, which use TV cartoon-like animation, run anywhere from two to five minutes. Most of their videos are targeted at young people.

OpenLearn

OpenLearn is the video branch of Open University, which offers free courses in all kinds of subjects. You can study the arts or forensic science or project management or… well, just about anything!

OpenLearn taps academic experts and guest contributors for their videos. They use a combination of interviews and animation to explore each topic.

Most videos are only a few minutes long. Some of them look at global issues, like death around the world; others look at more specific parts of the world, like the history of the European Union (EU).

If you decide to take free courses from Open University, you’ll earn digital badges for each course or skill you complete.

Mental Floss

Mental Floss videos are addictive! Talk about an internet rabbit hole.

The Mental Floss YouTube channel is an extension of their website. Their educational videos list fact after fact about any given subject, as demonstrated by the numbers in the video thumbnails.

For instance, if you watch 39 Facts About the Middle Ages, you’ll walk away knowing 39 fascinating tidbits about a time in history when beaver tails were a delicacy.

Mental Floss videos run the gamut and include more academic topics, like why there are silent letters in the English language, to more trivial matters, like 31 weird discontinued products.

These videos are addictive due to Mental Floss’s formula of fast-paced speaking and obscure facts, plus a backdrop full of pop culture collectibles. It’s all topped off with host John Green’s high energy, making you want to watch one episode right after another.

Numberphile

Have you ever wanted to know what a mile of Pi looks like? If you answered yes, then Numberphile is the channel for you.

In some videos, Numberphile’s creator Brady Haran teaches simple math. Most of his videos, however, look at numbers on a large scale in a way that makes math more, well, interesting. He combines filmed footage with animation and expert guest hosts.

All of Numberphile’s videos have something to do with math, but they cover big ideas as well as more relatable ones. For instance, you can learn about a math concept called the Kolakoski Sequence, but you can also see the scientific way to cut a cake.

If you really want to get your nerd on, watch their playlist of calculator unboxings.

Khan Academy

Khan Academy is one of the most well-known educational YouTube channels. Years ago, Sal Khan made videos to help tutor his cousin. Now, Khan Academy has hundreds of videos that were created by a team of more than 150 people.

The Khan Academy YouTube channel has well-organized playlists so you can easily watch a series of videos on one subject. The playlist for trigonometry has 39 videos alone. However, each video is about five minutes long, so you can take breaks and digest what you’re learning.

While Khan Academy teaches science, math, language arts, social studies and other subjects that most school students need, there are videos for other skills, like how to write an argumentative essay for the SAT.

This channel is serious about learning. Unlike Mental Floss, you won’t find any trivial videos here. But you will find videos that dig deep into whatever academic subject you need help with.

School of Life

The School of Life is a unique educational YouTube channel because it doesn’t focus on academics at all. Instead, School of Life wants to teach people how to navigate their lives the best way they can. And their videos teach skills that you can use in every aspect of your life.

This global organization applies psychology, philosophy and culture to everyday life. Some of their videos focus on personal skills, like how to be a good listener. Other videos, however, tackle tough life lessons, like whether to stay in or leave a relationship.

Because the School of Life’s contributors love studying all aspects of what it means to be human, you’ll also find the occasional video on history or social studies, like why Socrates hated democracy.

School of Life won’t replace good parenting or therapists, but it comes close!

YouTube has an educational channel to fit everyone’s needs. Whether you need help with your math homework, or you’re becoming your best self, you’ll find lots of videos that have what you need.

Nancy Basile has almost 20 years experience as a freelance writer for the web. She focuses on finding ways to squeeze more entertainment into your day for less. Catch her on Twitter @realmediamedusa.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

This Couple Drives for Lyft and Makes Up to $1,500/Week While Raising Kids

In their drive to earn extra money, Sam and Susen Meteer divide the night and day between them.

At any hour on the clock, one or the other is probably driving.

It’s how the Meteers make ends meet. This married couple has five children, four living at home in Sacramento, California.

Sam is an elementary school teacher by day who gets behind the wheel on nights and weekends.

Susen is a full-time mom to their kids — ages 9, 11, 13 and 15 — with the couple’s oldest child now married and out of the house. On weekday mornings, Susen drops her kids at school and keeps on driving.

If one of us is driving, the other one is usually home with the kids,” Susen says of their life. “It’s a little more sane that way.”

(Lyft, by the way, is expanding in a big way this year.)

Tag-Teaming Life and a Side Gig

That’s how they tag-team it — they both drive with Lyft.

The ride-sharing company’s flexible hours allow them to raise their children while also earning enough to support them. The couple drives whenever they can, within reason.

“I normally drive at night. I drive on weekends and maybe a weeknight or two during the school year,” says Sam, who teaches sixth grade. “On holidays and summers and special events, I hit it hard. I drive a lot.”

He earns anywhere from $300 to $1,000 a week through Lyft, depending on how much he drives. That top range — $1,000 a week — is rare for him and he only hits that during times like the Christmas holidays, when school’s out and he’s not teaching. Otherwise, he’s usually driving 20 to 30 hours a week.

“The money ebbs and flows,” he says. “Sometimes you’re busy, and sometimes there’s not a lot of action. It’s the law of averages. There are nights when I’ve exceeded my take-home pay from teaching.”

As for Susen, once she drops her kids at school and starts driving for Lyft, she sets herself a simple goal: Earn $100 that day.

“If I start at 8 or 9 a.m., I might make that by 10. Or it might be 2 p.m.,” she said. “I go wherever it takes me throughout the day.”

If she works consistently, she can bring in $500 a week that way.

“It keeps milk on the table,” Sam says. Together, they can pull in $800 to $1,500 a week, although that top end is rare.

How much do Lyft drivers typically make? Earnings are largely based on how much they work and how they manage their time. Drivers who post screencaps of their earnings online often show they’re earning $18 to $40 per hour, with many earning around $25 per hour.

For example, this guy who lost his job now earns about $750 driving 45 to 50 hours a week with Lyft in Philadelphia.

Driving for Lyft Means No More Waiting Tables

Sam, 47, had always waited tables to supplement his teaching salary. He did that for 15 years and got awfully tired of it. He was ready for a change.

But it was Susen, 43, who first discovered Lyft. She downloaded and used the app while out with friends one weekend. Then she started experimenting with driving for Lyft when the kids were at school.

Her advice for rookie Lyft drivers: “It was a little scary for me at first. They need to do what’s comfortable for them.”

Before long, Sam got jealous of his wife’s sweet Lyft gig. He quit his restaurant job and joined her.

That was two years ago.

Lyft is Coming to Your Town

Lyft is expanding like crazy this year to compete with its rival, Uber.

It’s looking for drivers in 100 more cities. Expansion areas include the Southwest, the Southeast, the Carolinas, the Rockies, the Midwest, New England and Central California.

If you’re curious to see what you’d make, Lyft has an earnings calculator. Type in how many hours you’d want to work and your city.

Here’s what you should know before driving for Lyft or Uber.

‘It’s An Adventure for Us’

Today the Meteers switch off Lyft shifts in their 2012 Honda Odyssey van and their 2011 Dodge Ram Laramie truck, bright pink with a Lyft emblem painted on the side.

Splitting up the day and night between them, they drive for different crowds.

During the daylight hours, Susen gets the buttoned-up business crowd mixed with a few college students. She keeps the van spotless. The whole thing is low-stress.

“Pretty much everyone is pretty cool,” she says.

Sam gets the night crowd. The party crowd. The bar crowd.

“People who have been out having a good time,” he says cheerfully.

These passengers can be pretty boisterous. Sam keeps water bottles and has cleaned up a couple of messes, but hasn’t had to deal with any uncomfortable incidents.

“I try to be as friendly as possible,” he said.

Friends always ask the couple, What was your wildest ride? What was your worst ride?

But in two years, the Meteers have yet to have an unpleasant experience driving with Lyft.

“It’s an adventure for us,” Susen says. “It’s fun.”

“I pick up people that I would normally wouldn’t talk to during the day,” Sam says, “and we end up having amazing conversations.”

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He could use a lift, thanks for asking.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

Moe’s Is Celebrating World Queso Day With — You Guessed it — Free Queso

If eating more cheese is always at the top of your to-do list, get ready to visit your local Moe’s Southwest Grill on Thursday, Sept. 21.

For the eighth year, the Tex-Mex chain will celebrate Free Queso Day.

To join in the gooey, tasty fun, visit your local Moe’s and ask for a cup of Moe’s Famous Queso and chips — no purchase necessary!

Every Moe’s order comes with free chips and salsa, but queso is a special treat. On a regular day, 6 ounces of queso costs $3.73 at a Moe’s near The Penny Hoarder HQ in Florida.

Want More Free Moe’s Queso? Enter to Win by Sept. 17

But don’t stop there! Check out Moe’s Facebook page and click “Enter to Win” on the pinned post at the top of the page to enter your details for a chance to win free queso for life. Another way to win free Moe’s queso for life is to download Moe’s Rockin’ Rewards App, make a purchase at Moe’s between now and Sept. 17, and check in on the app by scanning in your receipt. The winner will be announced on Sept. 21.

Moe’s will also open a Queso Hotline, a safe haven for queso fans to share their deepest, darkest cheese-related confessions, on Sept. 21. “We’ve got even more queso surprises for our fans on the line,” a press release notes.

That hotline number is 855-440-6337 for those of you who haven’t experienced a proper thrill since that one sleepover when you took the dare to stand on your friend’s front porch wrapped in a sleeping bag and holler “I’m a giant burrito, the kind you like to eat-o” into the midnight void.

…Anyway. That reward program app we mentioned? New sign-ups receive a free cup of Moe’s queso, and you get a free burrito every year on your birthday. Who says you can only celebrate queso one day a year? Not us, that’s for sure.

Lisa Rowan is a writer and producer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

Here’s How to Get Free Museum Tickets for You and a Friend on Sept. 23

It seems harder and harder to find a museum that offers free admission every day. Sure, sometimes there are deals: Come by after 5 p.m. on the third Thursday of the month, excluding leap years, and show your latest tax return to prove you’re a local.

I’m kidding. It’s never that bad. I know, museums need to charge admission to stay open, but sometimes that $25 per adult entrance fee just hurts.

But each year, museums across the country join in the spirit of the Smithsonian Institution — where admission is always zero bucks! — and open their doors to visitors for free.

On Saturday, Sept. 23, celebrate the 13th annual Museum Day Live! with free admission for two to any participating museum.

How to Visit Museums For Free

Museum day

Samantha Dunscombe – The Penny Hoarder

To get in on this freebie, find a participating museum near you that you’d like to visit, then register for your free Museum Day Live! ticket, which is good for you and a friend.

To register for the ticket, you’ll need to enter you email address and name, then choose the state you live in and museum you’d like to visit. The ticket will have the your name and the name of the museum on it. Remember, you can only register for one Museum Day Live! ticket per email address.

Once you’re registered, click the “Download Ticket” button, print the PDF file, grab a buddy and go! The download will specify whether you must print out your ticket or if you can display it on your phone. One caveat: Museum Day Live! tickets don’t cover parking or extras, like Imax movies.

Participating museums have the right to turn away customers if the facility is too crowded, so plan to arrive early in the day at your museum of choice.

Lisa Rowan is a writer and producer at The Penny Hoarder.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.

4 Recipes Under $4: Unfried Veggie Dishes to Crush Your Fried Food Cravings

Fried food can cure a number of ailments, including extreme hunger, PMS and hangovers.

But we all know by now that consuming fried food can lead to serious health issues like heart disease and Type 2 diabetes. And eating fried food in restaurants can quickly stretch your budget. Surely there’s a way to enjoy your favorite fried foods without causing long-term damage to your health and your wallet, right?

A few years ago, I ditched fried food and meat for good, which helped me lose about 25 pounds. In addition to losing weight, I just felt better not eating fried food.

However, that doesn’t mean I don’t get cravings for french fries and fresh falafel. But when I do, I have a number of copycat recipes to satisfy my cravings without ruining my diet (and my mood).

The following are some of my favorite vegetarian unfried recipes that are easy to make and just as tasty as their fried counterparts.

Unfried French Fries

There’s nothing I crave more after a hard workout or a long day at work than a salty, crispy french fry. Instead of hitting the drive-thru for my fix, I turn to this recipe from Cookie and Kate, which produces surprisingly crispy fries for an oven-baked recipe.

The secret to getting that crispy exterior and fluffy interior I love is to soak the potatoes to remove some of the starch before baking. The recipe is a little time-consuming but totally worth it.

4 russet potatoes: $1.16

¼ cup plus 1 teaspoon canola oil: 12 cents

Sea salt and ground black pepper

Total: $1.28 for four servings

Baked Falafel Burgers

Falafel is one of my favorite foods, but most recipes call for you to fry the patties in oil to  make them crispy. However, I’ve successfully made falafel in the oven multiple times using recipes like this one from Minimalist Baker.

These baked falafel burgers taste just as good — if not better — than traditional fried ones. Serve them in warm pitas with toppings like sliced tomatoes, red onion and tzatziki sauce.

1 bundle fresh parsley: 99 cents

3 large garlic cloves: 18 cents

Juice from 1 large lemon: 24 cents

1/2 teaspoon sea salt and black pepper to taste: 8 cents

1 1/4 teaspoon cumin: 15 cents

1 15-ounce can chickpeas: 99 cents

1/4 to 1/2 cup ground oats: 17 cents

Total: $2.80 for four servings

Baked Zucchini ‘Fries’

Full disclosure: I am not a fan of zucchini. But like anyone who has tried growing vegetables, has family who grows vegetables or knows someone who has family who grows vegetables, I have been inundated with zucchini of all shapes and sizes over the years. My advice? Bread and bake those suckers using this vegetarian recipe from Chocolate Covered Katie.

Even though I am not a zucchini person, I’ve happily gobbled up more than my fair share of these. I like them served with marinara sauce, but I bet plain old ketchup would make a fabulous dipping sauce.

2 to 3 small zucchini: 75 cents

¼ cup flour: 4 cents

¼ teaspoon salt: 4 cents

¼ teaspoon garlic powder: 3 cents

½ cup milk of choice (I use almond milk): 19 cents

1 cup breadcrumbs: $1.19

Total: $2.24 for 40 zucchini fries

Baked Avocados

A photo of panko crusted avocado tacos, a vegetarian friendly dish.

Photo courtesy of Catherine Hiles

This recipe from Minimalist Baker is a little more unique, but it’s honestly one of the best things I’ve made in years and has made  regular appearances on my dinner table. Even if you’ve never tried fried avocados before, you’ll still appreciate this unfried version.

The avocados are warm, creamy and have a slight crunch from the panko breadcrumbs. Pair these with shredded cabbage and chopped green onions in a warm corn tortilla, and top them with creamy cilantro dressing. You won’t regret it.

2 large, ripe avocados: $2

2 tablespoons olive oil: 19 cents

2 tablespoons plain, unsweetened almond milk: 5 cents

¾ cup panko breadcrumbs: 75 cents

¼ teaspoons each salt and pepper: 8 cents

½ teaspoon cumin: 7 cents

½ teaspoon garlic powder: 6 cents

Total: $3.20 for four servings

While I believe that almost anything is okay in moderation when it comes to food, I still stay away from fried foods just because they make me feel sluggish. But thanks to these vegetarian ‘unfried’ recipes, I can still enjoy the foods I like without worrying that I’ll feel greasy and bloated afterwards.

Catherine Hiles loves making new recipes, though she unashamedly eats oatmeal for breakfast every morning. Her current obsession is avocado toast with fried eggs and Trader Joe’s ‘Everything But the Bagel’ seasoning.

This was originally published on The Penny Hoarder, one of the largest personal finance websites. We help millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. In 2016, Inc. 500 ranked The Penny Hoarder as the No. 1 fastest-growing private media company in the U.S.